Car Club Terms & Conditions

Lancaster Insurance Service’s Terms and Conditions to win one year’s free car insurance up to the value of £250 courtesy of Lancaster Insurance Services

  1. The competition is run by Lancaster Insurance Services, a trading name of the Insurance Factory Limited, a company incorporated and registered in England and Wales with company number 02982445 whose registered office is at 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB (“Lancaster Insurance Services”).
  2. These terms and conditions apply to the Lancaster Insurance Services competition to receive up to £250 off your quoted premium when you purchase a classic car insurance policy (“Prize”).
  3. Acceptance of these terms and conditions is a condition of entry. By entering into the competition you agree to be legally bound by these terms and conditions.
  4. In the event of any inconsistencies between these terms and conditions and any other instructions or terms, these terms and conditions shall prevail.
  5. All insurance policies are subject to underwriting acceptance criteria and all entrants must:
    • be a UK citizen and have residence in either the UK, Northern Ireland, the Channel Islands or the Isle of Man;
    • be 25 years of age or older;
    • hold a full UK driving licence (held for a minimum of three years);
    • have no convictions and no more than a maximum of two minor offences (codes starting SP,CU or TS) within the last five years;
    • have no more than two accidents (including non-fault accidents) in the past five years;
    • vi. be the registered owner and keeper of the vehicle.

Proof of identity and eligibility may be required.

  1. The competition will open from 9:00am (GMT) on Monday 27th June 2016 (“Opening Date/Time”)and will close at 5:30pm (GMT) on Saturday 12th November 2016 (“Closing Date/Time”). If you enter either before the Opening Date/Time or after the Closing Date/Time your entry will not be accepted.
  2. Lancaster Insurance Services will pay up to two hundred and fifty pounds (£250) towards the purchase of one year’s comprehensive classic car insurance from an insurer on Lancaster Insurance’s panel of insurers (“Lancaster Car Insurance”) for the winner subject to the Lancaster Insurance Services Terms of Business
  3. To enter this Prize Draw, participants must complete a data capture form on the Lancaster Insurance Services website.
  4. Entries will only be valid upon completion and submission of the website link. This involves entering your name, contact details, the make and model of your classic car, whether you are already insured by Lancaster Insurance, the expiry date of your insurance and confirmation as to whether you wish to be contacted by Lancaster Insurance Services for marketing purposes;
  5. If more than one entry is received per person only the first entry will be accepted. Lancaster Insurance accepts no responsibility for entries submitted incorrectly or delayed, that do not comply with the terms and conditions.
  6. After the Closing Date/Time one entrant will be randomly selected by the Promoter (“Winner”) and will be contacted by e-mail or telephone on Saturday 12th November 2016. The Prize is awarded conditionally upon the Winner’s acceptance of it. If the Prize is unclaimed within 5 working days of the Winner being notified, the Prize shall be deemed unclaimed or unaccepted and a supplementary Winner may be chosen at Lancaster Insurance Service’s sole discretion. Lancaster Insurance shall not be held responsible for non-delivery of the Prize to the e-mail address or phone number provided or any failure by the Winner to take advantage of the Prize for any reason and no alternative will be provided. It is your responsibility to inform Lancaster Insurance of any change to your contact address, telephone number or e-mail address.
  7. The Prize is claimable on new policies offered and administered by Lancaster Car Insurance Services and on the renewal of an existing policy subject to clause 13. In order to claim the Prize), the Winner must pay any and all amounts which are above this amount (£250) including any optional extras.
  8. The Winner will have twelve (12) months from being awarded and accepting the Prize to redeem it. The Prize is subject to underwriting acceptance criteria; in the event the cover is refused no alternative prize will be available and the Winner will forfeit the Prize and an alternative Winner will be chosen at random.
  9. The Winner must pay any and all amounts, if applicable, above £250 and in respect of optional additions to the Lancaster Car Insurance Services policy (other than motor legal expenses insurance, breakdown recovery and agreed valuation) including but not restricted to key cover, gadget cover, hire car cover and personal accident cover. If the premium for the Lancaster Car Insurance Services, breakdown recovery, legal assistance and agreed valuation is lower than £250, no refund will be provided.
  10. If the Winner cancels the Lancaster Car Insurance Services policy no refund will be given and he/she agrees to be bound by the Lancaster Car insurance services policy terms and conditions as detailed in the policy booklet, including the payment of any cancellation fees.
  11. If the Winner decides to cancel his/her current car insurance policy, Lancaster Insurance Services will not pay any cancellation fees as set out by the Winner’s current insurance provider in order to transfer the Winner to the Lancaster Car Insurance Services policy.
  12. Lancaster Insurance Service’s decision as to entrants taking part and the Winner is final. No correspondence relating to the competition will be entered into.
  13. The Prize cannot be transferred and no cash alternative is available.
  14. By entering the competition you consent to Lancaster Insurance Service’s use of your personal data for the purposes of administering the Prize.
  15. Lancaster Insurance Services agrees to comply with the provisions of the Data Protection Act 1998 including any subordinate legislation made under it and any provision amending, superseding it or re-enacting it (whether with or without modification).
  16. We will endeavour to store/ use your personal details in line with our Privacy Policy which can be found here
  17. Lancaster Insurance Services reserves the right, at their discretion, to:
    • amend these terms and conditions; and
    • disqualify any entrants who do not comply with these terms and conditions or has acted fraudulently in any way; and
    • suspend or, cancel the competition, at any time and without providing any prior notice. If in its opinion it is deemed necessary or if circumstances arise outside its control; and
    • substitute the Prize or any element of the Prize in the event that the Prize cannot be provided to the Winner.
  18. Lancaster Insurance Services cannot accept any responsibility whatsoever for any technical failure or malfunction, availability or functionality or otherwise or any other problem with any server, system, network or mobile operator or service provider or otherwise which may result in any registration not being properly logged, not recorded or recognised.
  19. Nothing in these terms and conditions shall limit or exclude Lancaster Insurance Service’s liability for:
    • death or personal injury caused by its negligence;
    • fraud or fraudulent misrepresentation.
  20. Subject to clause 24 and to the maximum extent permitted by law, Lancaster Insurance Services shall not be liable for any claims or actions of any kind whatsoever for damages or losses to persons, the Winner, of property which may be sustained in connection with the receipt, ownership and/or use of the Prize or any element of the Prize.
  21. If any of these terms and conditions are found by a competent court or other competent authority to be void or unenforceable, that term or condition shall be modified to the minimum extent necessary to make it valid, legal and enforceable.
  22. This competition is governed by English law and is subject to the exclusive jurisdiction of the courts of England and Wales.

Competition to win one of five a pair of tickets to the Lancaster Insurance Services Classic Motor Show ("Competition")

  1. This Competition is run by Lancaster Insurance Services (“Promoter”, “we”, “our” or “us”), Lancaster Insurance Services is a trading name of Insurance Factory Limited, registered in England with company number 02982445) with registered office address at 45 Westerham Road, Bessels Green, Sevenoaks, Kent TN13 2QB.
  2. The Lancaster Insurance Services Classic Motor Show (“the Event”) is sponsored by us and organised by Clarion Events Limited, a company incorporated and registered in England with company number 00454826 and whose registered office is at Bedford House, Fulham High Street, London, SW6 3JW (“Clarion Events”).
  3. Acceptance of these terms and conditions is a condition of entry. By entering into the Competition, you and your guest agree to be legally bound by these terms and conditions. In the event of any conflict between these terms and conditions and any other instructions or terms, these terms and conditions shall prevail where they apply.
  4. The Competition is only available to participants aged 16 or over Proof of identity and eligibility may be required.
  5. These terms and conditions apply to the Promoter’s Competition to win one of five pairs of tickets to attend for one-day the annual Lancaster Insurance Services Classic Motor Show 2016 (“Prize”) which will take place this year at the National Exhibition Centre in Birmingham (“Venue”) from 11th to 13th November 2016. Dates and Venue are subject to availability and any change and substitution will be at the Promoter’s sole discretion.
  6. The Competition will open from 8:30am (GMT) on Monday 27th June 2016 (“Opening Time”) and will close on 5:30pm (GMT) on Monday 31st October 2016 (“Closing Time”). If you enter either before the Opening Time or after the Closing Time your entry will not be accepted.
  7. To enter the Competition, simply enter your details and upload a photograph of your car via the following link. No other method of entry will be accepted. Only one entry is allowed per person. If more than one entry is received per person only the first entry will be accepted.
  8. On the last day of each month starting from the end of June to October 2016, one participant (“Winner(s)”) will be selected, each month, at random by the Promoter so that they can send the Prize to the Winner before the Event. The Prize is awarded conditionally upon the Winner’s acceptance of it. The Winner is responsible to provider the Promoter with a postal address upon acceptance of the Prize. If the Prize is unclaimed within 5 working days of the Winner being notified by e-mail or declined, the Prize shall be deemed as unclaimed or unaccepted and a supplementary winner may be chosen at the Promoter’s sole discretion.
  9. The Prize will be sent by recorded delivery to the Winner. The Promoter shall not be held responsible for non-delivery of the Prize at the postal address provided by the Winner or any failure by the Winner and their guest to collect or take advantage of the Prize or attend the Event for any reason and no alternative will be provided. It is your responsibility to inform the Promoter of any change to your contact details. Our liability to you for any direct, indirect or consequential damage or loss is excluded to the maximum extent permitted by law and in particular we will have no liability to the Winners or to any other third party in respect of any issue which affects the quality or fitness for any particular purpose of the Prize or any damage or loss resulting from making use of the Prize.
  10. Prizes are non-exchangeable, non-transferable, non-replaceable and no cash alternative is available. There is no entry fee payable to take part in the Competition. The Winner and their guest agree and procure not to sell, offer to sell or use the Prize for any commercial or promotional purpose (including placing the Prize on an internet auction site). In the event that the Winner and their guest sell, offer to sell or use the Prize for any commercial or promotional purpose, the Prize will be void.
  11. For the avoidance of doubt, the Prize does not include travel, accommodation or any other expenses. Tickets are subject to the Event’s Terms and Conditions. By accepting the Prize the Winner and their guest also accept and agree to be bound by the Event’s Terms and Conditions, which can be found at the following link: http://www.seetickets.com/content/terms-and-conditions.
  12. The Promoter’s decision as to participants taking part and Winners is final. No correspondence relating to the Competition will be entered into.
  13. By entering the Competition, the Winner and their guest consent to the Promoter’s use of your personal data for the purposes of administering this Competition and for marketing purposes but such personal data will not be shared with third parties. The Promoter agrees to comply with the provisions of the Data Protection Act 1998 including any subordinate legislation made under it and any provision amending, superseding it or re-enacting it (whether with or without modification).The Winner and their guest personal details will only be kept for as long as necessary to fulfil these purposes, in accordance with the Lancaster Insurance Services Privacy Policy which can be found here
  14. The Promoter reserves the right, at their discretion, to:
    • amend these terms and conditions; and
    • disqualify any entrant who do not comply with these terms and conditions or has acted fraudulently in any way; and
    • exclude ticket holders from the Lancaster Insurance Services Classic Motor Show if the Event’s terms and conditions are breached in any way - for the Event’s terms and conditions see www.seetickets.com/content/terms-and-conditions and
    • suspend, cancel the Competition, at any time and without providing any prior notice. If in its opinion it is deemed necessary or if circumstances arise outside its control; and
    • substitute the Prize or any element of the Prize in the event that circumstances beyond its control mean that the Prize cannot be provided to the Winner
  15. 15. Details of the Winners’ name can be obtained by checking the Lancaster Insurance Services website which can be found at www.lancasterinsurance.co.uk
  16. Nothing in these terms and conditions shall limit or exclude the Promoter’s liability for:
    • death or personal injury caused by its negligence;
    • fraud or fraudulent misrepresentation.
  17. Subject to clause 16 and to the maximum extent permitted by law, the Promoter shall not be liable for any claims or actions of any kind whatsoever for damages or losses to persons, the Winner, their named guest or of property which may be sustained in connection with the receipt, loss, ownership and/or use of the Prize and/or use or attendance at the Venue and any acts or omissions by Clarion Events or any ticket agents.
  18. If any of these terms and conditions are found by a competent court or other competent authority to be void or unenforceable, that term or condition shall be modified to the minimum extent necessary to make it valid, legal and enforceable.
  19. The Competition is governed by English law and is subject to the exclusive jurisdiction of the courts of England and Wales.