Win a years free insurance T&Cs

  1. The Competition is run by Lancaster Insurance Services is a trading name of Insurance Factory Limited, a company incorporated and registered in England and Wales with company number 02982445 whose registered office is at 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB. Lancaster Insurance Services is part of the Markerstudy Insurance Group of companies (“the Promoter”).
  2. These terms and conditions apply to the Promoter’s Competition to win:
    1. £300 off your car insurance policy in 2021 (“Prize(s)”)
  3. Acceptance of these terms and conditions is a condition of entry. By entering into the Competition, you agree to be legally bound by these terms and conditions.
  4. The Promoter agrees to comply with the provisions of the Data Protection Act 2018 and General Data Protection Regulation (GDPR), including any subordinate legislation made under it and any provision amending, superseding it or re-enacting it (whether with or without modification).
  5. In the event of any inconsistencies between these terms and conditions and any other instructions or terms, these terms and conditions shall prevail, except for the Data Protection (DP) terms, which can be found on the Promoters webpage, which will prevail. The link to the privacy policy can be found HERE 
  6. The Competition is open to all residents of the United Kingdom aged 18 or over except employees of the Promoter or its holding or subsidiary companies.  In entering the Competition, you confirm that you are eligible to do so and eligible to claim any prize you may win. We may ask you to provide proof that you are eligible to enter the Competition.
  7. The Competition will open at 9am on 1st January 2021 (“Opening Time/Date”) and will close at Midnight on 31st December 2021 (“Closing Time/Date”). One winner will be selected each quarter, if you enter either before the Opening Date or after the Closing Date your entry will not be accepted. Only one entry is allowed per person per quarter. If more than one entry is received per person, only the first entry will be accepted. You are allowed to enter once per quarter and you can only win this competition once.
  8. If you are a winner and are already a Lancaster Insurance Services customer we will refund the cost of your insurance premium up to the value of £300. This amount will cover your insurance premium and the cost of agreed valuation, breakdown cover and legal cover (providing the total amount doesn’t exceed £300).
  9. To enter the Competition, complete one of the following actions: 
    1. Complete the form HERE, or;
    2. Call 01480 400 770 and get a quote over the phone
  10. If you are chosen as a winner, you will be required to consent to the Data Protection Terms and Child Consent Form (if applicable) at the foot of this document in order to claim the prize.
  11.  At the end of each close date (31st March 2021, 30th June 2021, 30th September 2021 & 31st December 2021) one winner will be chosen at random (“Winner(s)”) (one winner per quarter). The winner will contacted via email or phone letting them know they have won within two weeks of each quarter’s close dates. The Prize will be issued within 12 months – when then winners insurance is due.
  12. The Prize is awarded conditionally upon the Winner’s acceptance of it. If the Prize is unclaimed within 14 working days of the Winner being notified by email or phone, the Prize shall be deemed as unclaimed or unaccepted and a supplementary Winner may be chosen at the Promoter’s sole discretion. The Promoter shall not be held responsible for non-delivery of the Prize at the email or phone number provided and no alternative will be provided. It is your responsibility to inform the Promoter of any change to your contact details.
  13. The Promoter accepts no responsibility for entries submitted incorrectly or delayed, that do not comply with the terms and conditions.
  14. The Promoter’s decision as to entrants taking part and the Winner is final. No correspondence relating to the Competition will be entered into.
  15. Our liability to you for any direct, indirect or consequential damage or loss is excluded to the maximum extent permitted by law and in particular we will have no liability to the Winner or to any other third party in respect of any issue which affects the quality or fitness for any particular purpose of the Prize or any damage or loss resulting from making use of the Prize.  You further accept that any replacement or substitution of the Prize is at our sole discretion and we are under no obligation to do so.
  16. The Prize is non exchangeable, non-transferable and no cash alternative is available. There is no cost to enter the Competition. The Winner agrees not to sell, offer to sell or use the Prize for any commercial or promotional purpose (including placing the Prize on an internet auction site).
  17. The Promoter, reserves the right, at their discretion, to:

    1. amend these terms and conditions; and

    2.  disqualify any entrants who do not comply with these terms and conditions or has acted fraudulently in any way; and

    3.  suspend or cancel the Competition at any time and without providing any prior notice, if in its opinion it is deemed necessary or if circumstances arise outside its control; and

    4. substitute the Prize or any element of the Prize including the Prize value in the event that the Prize cannot be provided to the Winner.

  18. The Promoter cannot accept any responsibility whatsoever for any technical failure or malfunction, availability or functionality or otherwise or any other problem with any server, system, network or mobile operator or service provider or otherwise which may result in any registration not being properly logged, not recorded or recognised.
  19. Nothing in these terms and conditions shall limit or exclude the Promoter’s liability for:
    1. death or personal injury caused by its negligence;
    2. fraud or fraudulent misrepresentation.
  20. Subject to clause 16 and to the maximum extent permitted by law, the Promoter shall not be liable for any claims or actions of any kind whatsoever for damages or losses to persons, the Winner, of property which may be sustained in connection with the receipt, ownership and/or use of the Prize or any element of the Prize, any acts or omissions of its agents.
  21. If any of these terms and conditions are found by a competent court or other competent authority to be void or unenforceable, that term or condition shall be modified to the minimum extent necessary to make it valid, legal and enforceable.
  22. This Competition is governed by English law and is subject to the exclusive jurisdiction of the courts of England and Wales.
  23. If you have any questions in connection with the Competition, please e-mail us: info@lancasterinsurance.co.uk  

Data Protection Terms

  1. Who is Processing Your Personal Data

Lancaster Insurance Services, a company incorporated and registered in England and Wales with company number 02982445 whose registered office is at 45 Westerham Road, Sevenoaks, Kent, TN13 2QB. Lancaster Insurance Services is part of the Markerstudy Insurance Group of companies (“the Promoter”). 

  1. Use of Personal Data

By providing the Promoter with your picture or video, you consent for your picture or video to be used for the following purposes:

  • Uploaded to Social Media (such as Facebook, Twitter and Instagram)
  • Direct Marketing communications (such as E-newsletters)
  • Administering the Survey Prize/ Competition Prize including, but not limited to contacting you to verify your identity and notifying you when you win.
  1. Sharing of Personal Data

I consent that the Promoter may share my personal data with:

  1. a) Any company which is part of the Promoter’s group
  2. b) Business to list whom they will share personal data with (if this is not already included in the privacy policy)

 

  1. Exclusion of Entry

The Promoter reserves the right (in its absolute discretion) to exclude your entry if the Promoter feels the correct permissions are not in place or if it otherwise believes that the image is or may be promoting an illegal activity, in poor taste or otherwise cause offence.