IS YOUR VEHICLE OFF THE ROAD?

Whether you’ve embarked on a full on restoration or you’re coming around to the idea of mending your motor whilst keeping it off the road, or simply keeping a vehicle SORN and in storage to protect your investment - whatever your reason to keep your vehicle laid up in a garage, Lancaster Insurance Services can arrange specialist insurance cover for Accidental Damage, Fire and Theft.

We understand that there’s an array of reasons you may want to keep your vehicle off the road whilst also keeping it properly insured. Cover arranged by Lancaster will protect your vehicle, its parts and accessories whilst kept laid up in your garage. So, whether a rogue toolbox falling from a shelf bashes your bonnet, or if you find that your engine bay has become a retreat for rodents, a Laid Up Policy arranged by Lancaster will offer you peace of mind in even the most unanticipated of situations.

How to purchase...

You can purchase a policy in the time it takes to brew a cup of tea, using our online quote journey, and it couldn’t be simpler. There are four pieces of information you’ll need to enter correctly to ensure you obtain a Laid Up quotation.

  • When asked who will be insured to drive the vehicle…
    Please select ‘Insured Only’
  • When asked what annual mileage this vehicle will complete in this policy term…
    Please enter ‘0’
  • When asked which type of cover you require…
    Please select ‘Comprehensive’
  • When asked what you will be using your vehicle for... 
    Please select ‘Social, Domestic and Pleasure’
  • When asked where the vehicle will be kept overnight…
    Please select ‘Garaged’

Click here to purchase a policy today! Alternatively, if you'd rather speak to a friendly member of our team, feel free to call us on 01480 400 879 and we'll be happy to help. 

Policy benefits can include*

  • Any vehicle, new or old, can qualify for Laid Up cover as long as it’s garaged
  • Cover for Accidental Damage
  • Fire and Theft Cover should the worst happen
  • Agreed Valuation may be available (for vehicles 15+ years)
  • Minimum policyholder age to qualify is 20
  • Low premiums to reflect the fact you’re not driving

Tailoring your cover…

We also offer a selection of optional extra products to further enhance the cover given by your Laid Up Policy. Although the website may offer you all of our optional extra products, the only ones you might ever need with a Laid Up Policy are:

  • Agreed Valuation - guaranteeing the insured value of your vehicle for just £18.00
  • Key Cover – providing up to £1,500 cover for any keys you own for just £19.95
  • Gadget Cover – protection from accidental damage, theft and loss from £49.95

*Policy features, benefits and discounts offered may vary between insurance schemes or cover selected and are subject to underwriting criteria.