Under Construction Home Insurance

If you’re building your dream home, it can be easy to forget that you still may need to insure it, even if it’s under construction. We understand that when you’re building a property, the last thing you need is to struggle to find cover for your new home.

We specialise in finding you the cover you need, from our panel of trusted insurers, because we understand that Under Construction Home Insurance doesn’t need to be a headache!

We can cover most non-standard risks, including:

• Floods
• Subsidence
• Unoccupied properties
• Owners with previous convictions
• Owners with adverse claims history

Why do I need specialist insurance if my home is under construction?

Properties which are under construction are a very particular risk, and often seen as a higher risk, because they are often bespoke, and may be using materials or structures which are not considered standard, for example, alternative cladding, or flat roofs. In addition, the building may be left unoccupied for longer periods, or you may be living in part of the property whilst it’s under construction.

It is important to speak to a specialist provider of Under Construction Home Insurance policies, to ensure that if the unexpected occurs, you will be covered for your loss.

Benefits at a glance

• Buildings Insurance
• Contents Insurance
• New for old cover for certain items
• Cover for possessions outside of the home
• Cover for non-standard construction