Classic Saab's may require special insurance to keep them on the road without costing you the same amount as standard car insurance.
That's why it's important to understand classic Saab insurance and what it can do for you in terms of cost and benefits.
If you've read through the content within this page and still have questions about insuring your classic car, please get in touch with one of our insurance specialists through our website or call 01480 484 826.
Introduction to Classic Saab Insurance
Classic car insurance is typically taken out for occasional domestic & business purposes, such as car shows, club events, and other activities compared to using your vehicle for daily commuting.
Classic Saab insurance can give you a range of benefits that standard car insurance may not be able to provide you with. However, similarly to typical car insurance, you can also reduce the amount you pay by:
- Reduce your mileage requirements on your policy
- Avoid unnecessary modifications where possible
- Join a car club
In addition to this, keeping in mind what you need from an insurance policy will help you decide which benefits you would like and which one's may be surplus to your requirements.
What to Look for in Classic Saab Insurance
When selecting a classic Saab insurance policy, there are several factors you should consider.
First, consider the value of your classic Saab. This will help you determine the amount of coverage you need and the type of policy that best suits your needs. With Lancaster Insurance Services, you can insure your car based on an agreed valuation.
When looking for classic Saab insurance, one of the key factors to consider is the agreed valuation. This is the value that the insurer and the policyholder agree upon for the vehicle, and it is used as the basis for any pay-outs in the event of a claim. In many cases, classic Saab model owners opt for a 2-year agreed valuation, which means that the value of the vehicle is agreed upon for a period of two years.
For more information about agreed valuation and how Lancaster Insurance Services can help you, click here.
Getting a car insurance quote that suits you may be difficult to find, especially for Saab classic cars (due to their age and history, etc.). Knowing which benefits are right for you is purely down to personal preference, take a look at the features we include within our Saab car insurance/classic car insurance policies:
- Car Club member discounts
- Static Show Cover
- Historic Rally Cover
- Choice of repairer
- Salvage Retention
- Free EU cover up to 90 days
- Two Year Agreed Valuation available for £18
- Laid Up Cover Available
- 24 Hour Claims Helpline
- UK Based Call Centre
- Limit Mileage Discounts
Tips for Saving on Classic Saab Insurance
If you're looking to save money on classic Saab insurance, there are several tips you can follow.
Reduce your mileage requirements on your policy Avoid unnecessary modifications where possible Join a car club Keep your car in a secure place overnight (store your car in a locked garage for example.)
If you don't want to reduce your mileage and are interested in using your classic Saab as a daily driver, we've got you covered!
There are a number of specialist club schemes and discounts that we have access to and may be able to pass on these savings to you as well, even if you're using your classic car for daily commuting.
For more information on what may affect the cost of your Saab insurance, please get in touch with one of our insurance specialists either through our website or over the phone by calling 01480 484 826.
Available Benefits with Classic Saab Insurance
If you're considering whether to take out an insurance policy for your classic car, you might want to take into consideration the number of benefits that your policy offers you.
From there, you can decide which benefits suit your specific needs and if classic car insurance is right for you.
Lancaster Insurance Service's benefits:
- Car Club member discounts
- Static Show Cover
- Historic Rally Cover
- Choice of repairer
- Salvage Retention
- Free EU cover up to 90 days
- Two Year Agreed Valuation available for £18
- Laid Up Cover Available
- 24 Hour Claims Helpline
- UK Based Call Centre
- Limit Mileage Discounts
Common Questions about Classic Saab Insurance
When it comes to classic Saab insurance, there are several common questions that people have.
Here are some of the most commonly asked questions about classic Saab insurance:
What is classic Saab insurance?
Classic Saab insurance is an insurance policy designed specifically for classic Saab cars. It provides coverage for classic Saabs that are used for pleasure and occasional business purposes, such as car shows, club events, and other activities.
What are some common exclusions in classic Saab insurance policies?
Common exclusions in classic Saab insurance policies typically include off-road vehicles and commercial vehicles. For more information on what our classic car insurance policies don't include coverage for, call us on 01480 484 826.
Conclusion
Classic Saab insurance provides coverage for classic Saabs that are used for pleasure and occasional business purposes, and it considers the age, condition, and value of your car.
When selecting a classic Saab insurance policy, make sure to consider the value of your classic Saab, the type of coverage you need, the types of risks your classic Saab may be exposed to, and the cost of classic Saab insurance.
If you're looking at taking out a car insurance policy/vintage car insurance with us, call our specialist team on 01480 484826.
Lancaster is the insurance broker of choice for classic car owners providing cover for over 88,000 classic cars (as of May 2019).
We arrange classic car insurance for over 40% of all MG Bs on the road and over 30% of all Land Rover 88s and MG Midgets – proving that classic car owners place their trust in us.
At Lancaster Classic Car Insurance, we aim to find the best price for your individual cover needs. We appreciate the importance of recognising the true value of your classic car and our team will be happy to talk to you through our benefits, such as agreed valuations and salvage retention.
We will offer you a tailored policy, bespoke to your requirements – this can include cover for:
Lancaster Insurance is committed to supporting the classic car clubs.
Owners club members may enjoy discounts of up to 25% off their insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).
Some of the classic car clubswe currently partner with include MG Owners Club, MX5 Owners Club, VW Golf MK1 Owners Club, VW T25 Club and many more.
If your club isn’t on our Classic Car Club page or wish to partner with Lancaster Insurance please call 01480 220065 or visit our Classic Car Club page for more details.
At Lancaster we understand that not every situation is the same, especially when it comes to Classic Cars.
That is why in addition to our Lancaster Classic Car insurance, we also can arrange the below:
- Modified Classic Car Insurance
- Multi-vehicle Insurance
- Wedding Car Insurance
- Limited Mileage Insurance
- Laid Up Cover
- Two Year Agreed Valuation
If you would like to know more details regarding the above offers, please call us on please call us on 01480 484826 or click here and we’ll call you back at a time that’s best for you.
Are you passionate about Classic Cars?
Here at Lancaster, we not only provide Classic Car Insurance but we’re constantly looking for ways to support the Classic Car community at events, sponsorship's, giveaways and sharing care tips for classic vehicles.
We’ve partnered with the team at Meguiar’s to showcase one of their awesome products each month.
This time we’re featuring the Meguiar’s Ultimate Snow Foam contains a specialized Xtreme Cling foaming action that delivers an intense foam that sticks and clings to painted surfaces gently loosening road grime, dirt and contaminants.
Fine-tuned to carefully and thoroughly clean coated, waxed or sealed finishes while preserving protection and leaving a brilliant, swirl-free shine.
We will listen to your requirements for cover, and discuss the best options with our panel of expert underwriters, to see if we can cover your cherished vehicle.
Call our specialist team on 01480 484826 or we’ll call you back at a time that’s best for you and let Lancaster Insurance help you.
In May 2018 the Department for Transport announced that cars that were built more than 40 years ago exempt from MOT testing, with the option for owners to voluntarily have their car tested if they feel it needs checking.